Why can't I start my Already overseas policy from today?

A 48-hour no-cover period applies to all benefits (there is no cover under any section of the policy for any event that arises within the first 48 hours of purchasing your policy), so it is not possible to start an Already Overseas policy on the day that you pay for your policy.

Your policy benefits will start on the date specified on your policy.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).