When don't I have to pay an excess?

You do not have to pay an excess if you need to make a claim for the following benefits:

  1. Benefit 8: Overseas Hospital Cash Payment
  2. Benefit 9: Accidental death 
  3. Benefit 10: Permanent Disability
  4. Benefit 11: Loss of Income
  5. Benefit 12: Passports, Credit Cards & Credit Card Fraud
  6. Benefit 13: Theft of Cash
  7. Benefit 16: Travel Delay Expenses
Please note that the benefits listed above do not apply to all policies. 

For more information, refer to our Product Disclosure Statement (PDS).

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