Can you clarify the 48 hour waiting period for Already Overseas policies?

The 48 hour no cover period for Already Overseas policies starts from the time your policy payment is processed and applies to all benefits (there is no cover under any section of the policy for any event that arises within the first 48 hours of purchasing your policy). 

For example: If you purchase your Already Overseas policy at 9am, your policy benefits would start at 9am, 48 hours later.

For more information, refer to our Product Disclosure Statement (PDS).