If I purchased my policy before the Coronavirus was declared an epidemic/pandemic will I still be covered for the Coronavirus?

Claims that are directly or indirectly related to or arising from the SARS-CoV-2 virus, the COVID-19 disease or any mutation of either, are excluded under this policy. The exclusion related to COVID19 applies regardless of when you buy your policy, your travel destination, or the Australian government’s travel advisory for the country at the time you bought your policy. 

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