Is there an altitude limit to riding a bike or motorbike?

There is no limit to the altitude that you can ride your bicycle or motorbike to, however, you must take reasonable care to protect yourself and your property.
You are NOT automatically covered for riding a motorcycle. To have cover for riding a motorcycle, you must take out the Motorcycle Pack and pay the additional premium.


  • Bicycling, recreational mountain biking and bicycle tours with a licensed tour operator (but not racing, motocross, BMX, cross country or downhill mountain biking) is covered.
  • To have cover for your bicycle, you will need to buy the Bicycle Pack Add-on to cover your Bicycle. Be aware that Bicycle Accessories (helmets, pumps, etc) are covered under the Luggage and Personal Effects benefit of your policy (if this benefit is a part of your policy) and NOT covered under the Bicycle Pack Add-on.
  • There is no cover for the motorcycle itself.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

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