What does 'Close Relative' mean in the PDS?

'Close Relative' means you or your travelling companion’s spouse, de facto partner, parent, parent-in-law, children (including adopted or fostered children), brother, sister, brother-in-law, sister-in-law, son-in-law, daughter-in-law, grandchild, grandparent, step-parent, step-son, step-daughter, fiancé or fiancée or guardian

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).