Am I covered under a Cruise policy if I sail for 7 nights on a 'Tall Ship'?

No, a cruise policy will NOT cover you if you are not travelling on a cruise ship.

  • If you are sailing on a large yacht or 'Tall Ship' (with masts, sails and motorised) further than 15 nm from a land mass, our policies do NOT cover you should something go wrong on the boat whether or not you have a cruise policy. You will need to find a specialised insurance provider for such trips.
  • If you are sailing on a large yacht or 'Tall Ship' (with masts, sails and motorised) between 11 - 15 nm from a land mass, you need to take out the Adventure Pack to be covered.
  • If you are sailing on a large yacht or 'Tall Ship' (with masts, sails and motorised) less than 10 nm from a land mass, our policies will automatically cover you.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

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