What is the excess for the Comprehensive, Standard Saver, Basics, Frequent Traveller Saver & Snow Sports Plus policies?

For the Comprehensive, Standard Saver, Basics, Frequent Traveller Saver & Snow Sports Plus policies:

We will not pay the first $200 for any one event under the following Benefit Sections* of the Product Disclosure Statement (PDS):

  • Benefit 1 - 24/7 Emergency Medical Assistance
  • Benefit 2 - Emergency Medical & Hospital Expenses
  • Benefit 3 - Emergency Dental
  • Benefit 4 - Overseas Emergency Evacuation
  • Benefit 5 - Trip Cancellation Expenses
  • Benefit 6 - Trip Disruption Expenses
  • Benefit 7 - Trip Resumption Expenses
  • Benefit 14 - Luggage and Personal Effects
  • Benefit 15 - Delay of Luggage and Personal Effects
  • Benefit 17 - Alternative Transport Expenses
  • Benefit 18 - Personal Liability
  • Benefit 19 - Rental Vehicle Excess
  • Benefit 20 - Snow Sport Equipment
  • Benefit 21 - Snow Equipment Replacement Hire
  • Benefit 22 - Snow Prepaid Expenses
  • Benefit 23 - Snow Resort Closure
  • Benefit 24 - Adventure Pack
  • Benefit 25 - Motorcycle Pack
  • Benefit 26 - Bicycle Pack

A NIL excess applies to all other Policy Sections.

*Refer to the 'Benefit Summary' of the Product Disclosure Statement (PDS) for details of which Benefits are available under each Policy.

Note:

  • You can remove the standard $200 excess or reduce the excess amount to $100 by paying an additional premium.
  • A Medical Excess applies to travellers aged 80 - 89.
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