Are a matching pair of earrings considered 2 separate items?

No, a matching pair of earrings are considered one item and the pair would be covered up to a maximum of $750 and is subject to depreciation.

Note:

• As a pair of earrings are considered 1 item - if you lose one earring, the appropriate single item limit will apply. 

For example, if the pair of earrings are worth $500 and you lost one of the earrings, you would be able to claim up to a maximum of $250 for that earring. 

• It is not possible to increase the cover on jewellery.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).