Can I buy travel insurance if I'm Pregnant?
Yes, you can buy travel insurance from Fast Cover if you are pregnant, however, please read this section carefully if you are pregnant as there are important limitations to the benefits you are eligible to receive.
Pregnancy is a Pre-existing Medical Condition that may be covered depending on your individual circumstances. Our policies only provide cover for your pregnancy in limited circumstances. There is no cover under any circumstances for childbirth at any stage of the pregnancy or for costs relating to the health or care of a newborn child.
Cover is available if you are pregnant if your claim arises from unexpected serious complications of pregnancy and childbirth that occur:
- Up to the end of the 23rd week of pregnancy if you are pregnant with a single child; or
- Up to the end of the 19th week of pregnancy if you are pregnant with twins or multiple children.
Cover is subject to the exclusions described below and all other applicable terms and conditions, exclusions and limitations of the policy.
Exclusions relating to claims arising from all pregnancies
We will not pay any claim or loss directly or indirectly related to or arising from:
- Childbirth at any stage of pregnancy (this means that if you deliver overseas there is no cover for costs related to the birth); or
- The health or care of a newborn child whatever the cause of the claim is (this means that if you deliver overseas for any reason, including premature birth, there is no cover for costs related to caring for the child or children); or
- Your pregnancy or the pregnancy of any other person after the end of the 23rd week of pregnancy with a single child, or the end of the 19th week of pregnancy with twins or multiple children;
- Your pregnancy at any gestation or the pregnancy of any other person at any gestation:
- Where the conception was medically assisted (including hormone therapy and In Vitro Fertilisation (IVF)); or
- Where there have been complications of pregnancy or complications of your health that you have been advised may adversely affect this pregnancy; or
- Where there have been complications of pregnancy and childbirth for any previous pregnancy; or
- Antenatal care, including medications and vitamins.
Complications means any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).