Am I covered for cancellation if a relative is hospitalised?

Cover would be dependent on your relative's situation:

1) You are covered if your relative is hospitalised unexpectedly and the reason was not due to any pre-existing medical condition.

2) You may be able to claim if you were aware that your relative has a pre-existing medical condition at the time of policy purchase, which is a condition that we can cover for AND you were NOT aware of the likelihood of hospitalisation or death.

The most we will pay is:

• $2000 for Single policies
• $2000 per person for DUO policies
• $4000 for Family policies

3) There would be no cover If you were aware that your relative has a pre-existing medical condition at the time of policy purchase AND you were aware of the likelihood of hospitalisation or death.

4) There would be no cover if your relative has a pre-existing medical condition that is NOT on our list of pre-existing medical conditions that we can cover for.

Cover is subject to the policy terms, considerations, limits and exclusions in the Product Disclosure Statement (PDS).