I don't have AIDS/HIV, but my partner does. Am I still covered?

Yes you have provision to claim for covered claim events, except for any claim that arises from, contributed to or is complicated by the AIDS/HIV.

For example: If your partner is not able to travel due to their condition, and you don't wish to travel due to this reason, you would not be able to claim for cancellation of your trip, as your claim has arisen from the AIDS/HIV.

There is provision to claim for all other covered claim events (non-medical claims) by both policy holders.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

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