Are Allergies covered?

Yes, however cover is limited to Rhinitis, Chronic Sinusitis, Eczema, Food Intolerance and Hay Fever. provided that:

  • You have not been hospitalised (including day surgery or emergency department attendance) for that condition in the 24 months prior to the time of policy issue, and
  • Your medications for that condition have remained unchanged for the past 6 months.

Food allergies are NOT covered.


  • If you require an epipen, this is considered a Food Allergy, and is NOT covered if you were aware of the allergy at the time of policy purchase.
  • If you are aware that you may end up in a hospital due to any type of exposure to any type of food, this is considered a Food Allergy, and is NOT covered.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

Any advice that is provided to you is general in nature and does not take into account your individual objectives, financial circumstances or needs.

Before you make any decisions about the product you should read the Product Disclosure Statement (PDS) to ensure that it is suitable to you.

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