Search results for Personal Liability Insurance
531 articles found
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Is it cheaper to buy travel insurance online?
No, it makes no difference to the price of your policy, however the great thing about buying online is that you can do it in your own time, and you can always contact us if you need help. Contact us
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Am I covered if my luggage is delayed on the final leg of my trip home?
There is no cover if your luggage and personal effects are delayed on the final leg of your return trip home. However, if your luggage and personal effects are delayed during a stop-over on your way
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Can you trust cheap travel insurance?
When considering travel insurance, the cheapest or the most expensive policy may not be the best for you. it is more important to check the policy coverage to see if it adequately covers you for your
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How do I report Fraud?
Submitting an insurance claim that is not true, correct, did not occur, is misleading or exaggerated is a criminal offence under Australian Law and can lead to prosecutions. If you submit a claim
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Can I get travel insurance after I have left?
If you left Australia without travel insurance or if your travel insurance policy has expired (even if it was issued by another insurer), we may be able to help. You may be able to purchase a
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Do you cover items left behind in taxis, trains, planes or hotel rooms after check-out?
No, items left unsupervised are not covered. Please ensure that you check that you have all your luggage and personal items before you leave taxis, trains, planes or hotel rooms. Cover is subject to
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Are trailers covered in the rental vehicle excess?
No, trailers are not covered under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station wagon, four wheel drive, mini bus/people mover or a campervan/mot
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Can I buy a policy if I am a student from overseas and have student health insurance?
Yes, if you have student health insurance that will remain valid after your return to Australia, you would be eligible to purchase a policy with us. Other eligibility apply. Please refer to our
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Can a dependent listed on a travel insurance policy be covered for the rental vehicle insurance excess benefit?
Travelling together Cover is available for Dependant children if your dependant will be travelling with you for 100% of the trip, and they are listed on both the rental vehicle agreement and
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Are golf buggies covered by Rental Vehicle Excess Insurance?
No, golf buggies are not covered under the Rental vehicle insurance excess benefit. A 'Rental Vehicle' must be a hatchback, sedan, station wagon, four wheel drive, mini bus/people mover or a campervan
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Does my credit card travel insurance make me eligible for an Already Overseas policy?
You would be eligible to purchase an Already Overseas policy if your credit card travel insurance policy is still current, or has not been expired for more than 14 days. You must also satisfy the
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Does any travel insurance cover Mt Agung?
In general, travel insurance policies would not be able to cover a natural disaster that has already happened, or for which a travel alertis active. There would still be cover for any new events that
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What are your direct deposit details?
Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the
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Can I buy rental vehicle insurance excess cover if I am renting a truck?
No, we can only provide rental vehicle insurance excess cover for sedans and motorhomes. For more information, refer to our Product Disclosure Statement (PDS).
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Can I take out Rental Vehicle Insurance Excess if I rent a car from a car sharing company?
Yes, you would be able to take out Rental Vehicle Insurance Excess cover. Note: You only have this cover if you chose the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent
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Am I covered if I am listed as a driver on the rental car agreement, but am not the person hiring the rental car?
You can be covered under the Rental Vehicle Insurance Excess benefit provided you: Add the Rental Vehicle Insurance Excess benefit to your policy and pay the additional premium Are listed as a driver
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Do you really need insurance on a rental car?
Rental car insurance can limit your liability if your rental car was involved in an accident or stolen. Car rental excess insurance provides cover for the EXCESS component of your car rental
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What are the ways I can pay for my insurance?
You can choose from a range of payment options. We accept payment via: Credit Card (VISA or MasterCard) Direct Deposit Cheque. We'll email you the Product Disclosure Statement (PDS) and your Insurance
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How much am I covered for Luggage and Personal Effects?
Benefit Limits for Luggage and Personal Effects: Comprehensive: Single & DUO policies: $15 000*, Family policies: $30 000* Standard Saver: Single & DUO policies: $5000*, Family policies: $10 000*
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How much am I covered for Delay of Luggage and Personal Effects?
Benefit Limits for Delay of Luggage and Personal Effects: Comprehensive: Single & DUO policies: $750*, Family policies: $1500* Standard Saver: No cover Basics: No cover Domestic Plus: No cover
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Do you provide travel insurance for destination weddings?
Our policies provide cover for overseas trips, whether or not it is for a wedding. Depending on the type of policy that you take out, you can be covered for unexpected medical emergencies, cancellatio
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What's the differences between Standard Saver and Comprehensive travel insurance?
Our Comprehensive policies provide you with more cover for your trip, and the benefit limits are also higher compared to the Standard Saver policy. Comprehensive policies can cover you for: Unlimited
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What doesn't my cruise travel insurance policy cover?
As with all types of insurance, you can’t be covered for every situation that occurs. Some things that we can’t cover you for while you’re on your cruise holiday include: Missed ports: Sometimes it
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What is the Basics policy and what does it cover?
The Basics policy provides cover for unexpected medical emergencies and personal liability with the option to add on cover for your luggage and personal effects. Read our Medical Only Travel
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Can I make a claim for my luggage and personal effects if I don't have receipts?
Yes, you can still make a claim. We understand that you might not be able to provide receipts for each and every item. However, you still have to provide evidence of ownership. You may submit
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Couples Travel Insurance
We have created a dedicated Couples Travel Insurance page on our website that is designed to answer your specific questions regarding taking out couples travel insurance. Who can buy couples travel
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What is the Frequent Traveller Saver policy and what does it cover?
The Frequent Traveller Saver policy is our 12 month multi trip policy and is available to travellers aged 75 years of age and under. Provides cover for unexpected: cancellation, overseas medical
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Am I covered for Couchsurfing and AirBnB?
Yes, travel insurance for backpackers can cover you for loss or theft, medical emergencies, personal liability, and cancellations if you book your accommodation through one of these sites. Cover is
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If I injure a person or damage their property with a Rental Vehicle, will I be covered?
No, you are NOT covered. You are also NOT covered for Personal Liability. You should check with the rental vehicle insurance company that you are hiring your rental car from if they are able to provid
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What is the Snow Sports Plus policy and what does it cover?
The Snow Sports Plus policy provides cover for Snow sports and is available to travellers aged 69 and under. The Snow Sports Plus policy provides cover for unexpected: cancellation, overseas medical
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Overseas Travel Insurance Guide
We have created a dedicated Overseas Travel Insurance page on our website that is designed to answer your specific overseas travel questions. Who should get overseas travel insurance? What does
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Solo Travel Insurance Guide
We have created a dedicated Solo Travel Insurance page on our website that is designed to answer your specific solo travel questions. Who should get solo travel insurance? What are the benefits of
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Student Travel Insurance Guide
We have created a dedicated Student Travel Insurance page on our website that is designed to answer your specific student travel questions. Why do you need Student travel insurance? What benefits
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Adventure Travel Insurance Guide
We have created a dedicated Adventure Travel Insurance page on our website that is designed to answer your specific questions regarding adventure travel insurance. What is "Adventure Sports" or
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Cheap Travel Insurance Guide
We have created a dedicated Cheap Travel Insurance page on our website that is designed to answer your specific questions regarding purchasing cheap travel insurance. Does cheap travel insurance
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Pregnancy Travel Insurance Guide
We have created a dedicated Travel Insurance Pregnancy page on our website that is designed to answer your specific questions regarding pregnancy. Can you get travel insurance while you're pregnant?
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Domestic Travel Insurance Guide
We have created a Domestic Travel Insurance page on our website that is designed to answer your specific domestic travel questions. What Australian states, territories and islands are covered by
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Cruise Travel Insurance Guide
We have created a Cruise Travel Insurance page on our website that is designed to answer your specific cruise questions. What things do you need to know about travel insurance for cruising? What can
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Compare Travel Insurance Guide
We have created a dedicated travel insurance page on our website that is designed to answer your specific questions regarding comparing travel insurance policies. Why should you compare travel
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Business Travel Insurance Guide
We have created a dedicated Business Travel Insurance page on our website that is designed to answer your specific business travel questions. Who should get business travel insurance? Why should you
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Budget Travel Insurance Guide
We have created a dedicated Budget Travel Insurance page on our website that is designed to answer your specific questions regarding taking out travel insurance when travelling on a budget. Who
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Seniors Travel insurance Guide
We have created a dedicated Seniors Travel Insurance page on our website that is designed to answer your specific seniors questions. Can you get seniors travel insurance? What's the cheapest travel
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Backpacker Travel Insurance Guide
We have created a dedicated Backpackers Travel Insurance page on our website that is designed to answer your specific backpacker travel questions. Who should get backpacker travel insurance? Why
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Comprehensive Travel Insurance Guide
We have created a dedicated Comprehensive Travel Insurance page on our website that is designed to answer your specific questions regarding our Comprehensive Travel Insurance policies. Why should you
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Group Travel Insurance Guide
We have created a dedicated Group Travel Insurance page on our website that is designed to answer your specific questions regarding taking out travel insurance for your group. Who can get group
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Family Travel Insurance Guide
We have created a dedicated Family Travel Insurance page on our website that is designed to answer your specific questions regarding taking out travel insurance for your family holiday. Who can buy
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International Travel Insurance Guide
We have created a dedicated International Travel Insurance page on our website that is designed to answer your specific international travel questions. Who should get international travel insurance?
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What policy type do I need to take out for my holiday?
You can choose one of the following Cover types: Single Covers you and your dependants travelling with you. Limits apply to the combined total of all claims made by the travellers (including dependant
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Does travel insurance cover airbnb?
Yes, accommodation that you have paid in advance for your holiday is covered. Cover is subject to the policy terms, conditions, limits and exclusions.in the Product Disclosure Statement (PDS)
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Multi Trip Travel Insurance Guide
We have created a dedicated Multi-trip Travel Insurance page on our website that is designed to answer your specific questions regarding multi-trip travel insurance for frequent travellers. Who