Search results for Personal Liability Insurance
531 articles found
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Does Bali travel insurance cover endemic diseases and epidemics?
Claims directly or indirectly related to an epidemic or pandemic are excluded from cover in your Bali trip insurance policy. For example, COVID-19, Dengue Fever and the Chikungunya virus would not be
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Can you buy travel insurance after booking a flight?
Yes, you can purchase your Bali travel insurance after you book your flight, and even if you've already left Australia. If you're concerned about protecting the money that you've paid for your
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Do I need travel insurance to travel during COVID-19?
It's up to you to decide whether you need travel insurance for your trip. You should also check any travel insurance requirements countries, airlines, cruise companies etc may have. Fast Cover offer
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What is the best or cheapest domestic travel insurance?
Whenever you’re travelling within Australia, most people are looking for the best domestic or cheapest domestic travel insurance. Either way, it’s always important to choose the right travel
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Does the Rental Vehicle Insurance Excess cover both drivers?
Our policies provide cover for both drivers provided that they are both listed on the policy and the rental vehicle agreement with the rental vehicle company. Note: You only have this cover if you
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Will travel insurance cover trip cancellation for any reason?
No, travel insurance does not cover cancellation for any reason. For example: If you are unexpectedly sick and the doctor can confirm that you are unable to travel, you may be able to claim for the
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Can I get travel insurance if I have cancer?
We may be able to provide you with cover through a medical screening if you have cancer. You can go to our website to complete a medical screening for your medical condition and get a quote for your
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What should my travel insurance policy for a cruise include?
The benefits that you should look for in cruise travel insurance include cover for cancellation, evacuation and repatriation, disruptions to your trip and lost or damaged luggage.
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Do the policies automatically cover for Rental Vehicle Insurance Excess?
Your policy does not automatically provide cover under Policy Benefit 19: Rental Vehicle Excess. If you require cover under this benefit, you must select from rental vehicle excess cover of either
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What currency will my travel insurance claim be paid in?
Your claim will be paid in Australian dollars to your nominated bank account. When we calculate the amount we will pay you following a claim, we will use the currency exchange rate that applied when
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What if The Hollard Insurance Company Pty Ltd becomes insolvent?
In the unlikely event Hollard were to become insolvent and could not meet its obligations under the policy, a person entitled to claim may be entitled to payment under the Financial Claims Scheme.
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What happens when I apply for a travel insurance policy?
When you apply for the policy, we will confirm with you details about your trip, including but not limited to the period of cover, your destination, travellers to be listed on your policy, existing
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Can I add cruise insurance after I have started my holiday?
We know that your plans may change during your holiday. If you don’t have a cruise travel insurance policy, and you decide to go on a cruise – it’s not too late to be covered for your cruise trip!
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Do I need travel insurance when travelling to Lady Elliot Island?
Lady Elliot Island is part of Australia and therefore cover is available under our policy for travel to Lady Elliot Island if you choose a domestic policy. However, if you are cruising to Lady Elliot
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Can I buy travel insurance if I have an interim Medicare Card?
Yes, if you have applied for Australian residency and have an interim Medicare card you can purchase travel insurance from us. For more information, refer to our Product Disclosure Statement (PDS)
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Which travel insurance should I buy to get cover for airline failure?
There is no cover for the financial collapse of an airline. Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).
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I want to buy travel insurance, what do I need to do?
It's easy: go online to get a quick quote, customise the quote to suit your holiday, pay for your policy and we'll email your policy documents to you. If you prefer, call our friendly travel specialis
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Does the rental vehicle insurance excess benefit provide cover for caravan hire?
No, our policies do not provide cover for caravans. Our rental vehicle insurance excess benefit provides cover for the excess component of the rental vehicle insurance for campervans or motorhomes
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Does the IEC travel insurance cover for elective dental or medical procedures?
You may be able to find cheaper elective medical surgery while travelling overseas, including breast enlargements, liposuction and Botox, however this is generally excluded from travel insurance. If
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When should I purchase my travel insurance for my IEC Working Holiday?
You can purchase travel insurance for your trip to Canada 12 months prior to your departure date and right up until you board the plane. If you’re overseas and remember you do not have travel
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Do I need travel insurance for a domestic cruise in Australian waters?
Unless there's a Medicare registered doctor on-board the cruise ship, you won't be able to use your Medicare card if you have to see the doctor. As most cruise ships are owned by American companies,
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I need to put in a claim - what if I am at fault?
In relation to any claim under the policy, you must not admit fault or liability for the claim, or incur any legal costs without our prior written approval. For more information, refer to our Product
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What is the Standard Saver policy and what does it cover?
The Standard Saver policy provides cover for unexpected: cancellation, overseas medical emergencies, lost/damaged/stolen luggage and personal effects, personal liability and loss of travel documents.
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What is the difference between a working holiday and business trip travel insurance?
Working holiday: Where you go overseas to work and also for a holiday. Business: Where the company that you work at sends you overseas to work in another country. Fast Cover can provide travel
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What is the Comprehensive policy and what does it cover?
Our Comprehensive policy is our most popular policy. The Comprehensive policy provides cover for unexpected: cancellation, medical emergencies, lost/damaged/stolen luggage and personal effects,
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If I hire an SUV, can I take out rental vehicle insurance excess cover?
Yes, you can take out rental vehicle insurance excess cover if you will be hiring an SUV. Note: Ensure that the SUV has facilities for you to be able to store your luggage out of sight, like a lockabl
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Are weather events covered?
Our policies provide cover for unexpected severe weather events which occur after you buy your policy and directly impact your travel plans. Note: The Basics policy only provides medical and personal
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Is there cover if I’m diagnosed with COVID-19 the day after I buy travel insurance?
There is no cover for any claims directly or indirectly related to COVID-19 for any event that arises within the first 72 hours of purchasing your policy. Cover is subject to the policy terms,
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Do I need to add on the Adventure pack for doing the rock wall climbing on the ship?
Yes, to be covered for rock climbing on your cruise, you will need to take out the Adventure Pack. Note: The Adventure Pack is NOT available with the Basics policy You are NOT covered under the
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Is sandboarding or sandsurfing covered?
Sandboarding is not automatically covered. To be covered for Sandboarding, you will need to purchase the Adventure Pack add-on Note: The Adventure Pack is NOT available with the Basics policy You are
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Is Cave/river tubing covered?
You are NOT automatically covered. To obtain cover for Cave/river tubing you will need to buy the Adventure Pack Add-on. Note: The Adventure Pack is NOT available with the Basics policy You are NOT
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Is Flying fox/zip lining covered?
You are NOT automatically covered. To obtain cover for Flying fox/zip lining you will need to buy the Adventure Pack Add-on. Note: The Adventure Pack is NOT available with the Basics policy You are
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Am I covered to participate in a roller derby?
You are not automatically covered. To obtain cover for participating in a roller derby, you will need to buy the Adventure Pack Add-on. Note: The Adventure Pack is NOT available with the Basics
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What is the excess for the Comprehensive, Standard Saver, Basics, Frequent Traveller Saver & Snow Sports Plus policies?
For the Comprehensive, Standard Saver, Basics, Frequent Traveller Saver & Snow Sports Plus policies: We will not pay the first $200 for any one event under the following Benefit Sections* of the
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Is Battle re-enactment covered?
You are NOT automatically covered. To obtain cover for Battle re-enactment you will need to buy the Adventure Pack Add-on, and it must NOT be done with firearms. Note: The Adventure Pack is NOT
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Is Caving/potholing covered?
You are NOT automatically covered. To obtain cover for Caving/potholing you will need to buy the Adventure Pack Add-on. Note: You must NOT be competing or playing professionally. The Adventure Pack
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Is Abseiling covered?
You are NOT automatically covered. To obtain cover for Abseiling you will need to buy the Adventure Pack Add-on. Note: You must NOT be competing or playing professionally. The Adventure Pack is NOT
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Are Expeditions to or on the Kokoda Track/Trail covered?
You are NOT automatically covered. To obtain cover for Expeditions to or on the Kokoda Track/Trail you will need to buy the Adventure Pack Add-on. Note: The Adventure Pack is NOT available with the
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Is Animal conservation and handling covered?
You are NOT automatically covered. To obtain cover for Animal conservation and handling you will need to buy the Adventure Pack Add-on, and the activity must be done under appropriate supervision.
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What is the Domestic Plus policy and what does it cover?
The Domestic policy is for trips taken within Australia where you will be more than 200 kms from your home. The Domestic policy provides cover for unexpected: cancellation, lost/damaged/stolen
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Am I covered for Zip-Lining?
You are NOT automatically covered. You will need to buy the Adventure Pack to be covered for Zip-Lining (aerial runway, zip wire, aerial rope slide, flying fox). Note: You must NOT be competing or
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Is Martial arts covered?
You are NOT automatically covered. To obtain cover for Martial arts you will need to buy the Adventure Pack Add-on. Note: Cover is only available if you are doing basic training, not sparring and not
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I am not hiking but my destination is more than 3000m in altitude. Am I covered?
As the location is more than 3000m in altitude, you would need to take out the Adventure pack for an additional premium to be covered for travel to this destination, up to a maximum of 6000m. Note:
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Does the rental vehicle insurance excess cover apply to peer-to-peer car rental companies such as Turo?
No, rental vehicle insurance excess cover only applies to rental vehicles rented from a licensed motor vehicle rental company. For more information, refer to our Product Disclosure Statement (PDS).
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I'm hiring my campervan from Camplify, am I eligible for the Rental Vehicle Insurance excess cover?
No, rental vehicle insurance excess cover only applies to campervans rented from a licensed motor vehicle rental company. You can find out more information on our Rental Vehicle Insurance Excess
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What should I do if I have a complaint or dispute in relation to my insurance?
We hope that you never have a complaint, but if you do we will do our best to work with you to resolve it through the following process: Stage 1: Let us know about your concerns Call us on 1300 409
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Is Kick boxing covered?
You are NOT automatically covered. Kick boxing is considered a martial art. To obtain cover for Kick boxing you will need to buy the Adventure Pack Add-on. Note: cover is only available if you are doi
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Am I covered if I go camping and my belongings are stolen from my tent after I have been out for the day?
There will be no cover if your belongings are stolen from your tent, as it would be considered that you have left your luggage and personal effects unsupervised in a public place. You must take all
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What am I covered for if I take out an Adventure Pack?
If you injure yourself while participating in the Adventure sports specified in our Product Disclosure Statement (PDS), you have provision to put a claim in for the medical expenses you incur. Note:
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Are contact sports covered?
You are NOT automatically covered. To obtain cover for contact sports (basketball, rugby, Australian Rules football, American football, dodgeball, field hockey, water polo, hurling, Gaelic football,