Search results for Personal Liability Insurance
531 articles found
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How long is my quote valid for?
Our quotes are guaranteed for 48 hours. After this time, our prices can be subject to change. Note: You can only get a quote and purchase a policy for travel up to 12 months in advance For more inform
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Am I covered if I take a cruise around the Greek islands?
You would need to take out a cruise policy if you will be on the cruise for 4 nights or more and you will be in open waters, on the sea or ocean. For more information, refer to our Product Disclosure
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What happens if my rental vehicle is stolen?
If your rental vehicle is stolen, you should report the theft as per the rental car insurance policy that you have with the hire car company. If you have purchased the rental vehicle insurance excess
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I am doing a cruise and drive holiday. What type of policy should I take out?
You should take out a cruise policy for the relevant region that you will be travelling to. A cruise policy will cover you for both the land and sea portions of your trip. Cover is subject to the
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How can I get a quote?
For a quick quote, you can go online to our website and enter your travel details. A quote specific to your trip will be created for you. Note: You can only get a quote and purchase a policy for
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On our DUO policy, one of us is returning home, the other wants to extend the trip, what do we do?
We need to create a new policy (for the extended dates only) for the traveller who wishes to extend their trip. Contact us for assistance: Email info@fastcover.com.au From Australia phone 1300 409
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Can I do a policy extension?
Yes, you can extend your travel dates by going to our website and login to your policy or you can send an email to request an extension for your policy. Extension of cover is subject to our written
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Do you issue policies for people who are relocating?
We are only able to offer travel insurance policies to travellers who are planning on returning to Australia. If you are relocating overseas and are not planning on returning to Australia, we would no
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Am I covered if I am on a cruise and I get an injection for sea sickness?
If you become sick while on your trip and a doctor proscribes the sea sickness injection as treatment, the policy offers cover for this. If you're not sick and get the sea sickness injection as a
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I'm a business traveller - how does GST affect my claim?
How GST affects your claim if you are a business traveller If you are entitled to claim an input tax credit in respect of a cost for which a claim is made, or would be entitled to an input tax credit
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I have a 457 or 482 visa, can I buy a policy?
For temporary residents of Australia, cover is available, however, only if: You are a non-permanent resident who holds a valid Medicare card or are covered by an Australian Private Health Insurance
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Can I extend my Policy when I am already overseas?
Yes, you can request to extend your policy while you are overseas. You can extend Your Policy: By going online and logging into your policy at fastcover.com.au/your-policy Email us at
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What happens to my policy if my return home is delayed?
Where your trip is necessarily extended due to an event that entitles you to make a claim under this policy, we will extend your cover free of charge until you are able to travel home by the quickest
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Can I buy a policy if I am an overseas visitor to Australia?
If you are NOT an Australian resident or NOT a temporary Australian resident, you CANNOT buy a Travel Insurance policy. If you do, it will be INVALID. Please contact our affiliate Aussie Travel
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Can I add on cruise cover after I have purchased my policy?
Yes, you can add on cruise cover to your policy after you have purchased your policy, and also during your trip. Note: An additional premium may apply Ensure that you add cruise cover to your policy
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Is travel on a yacht covered and do I need a Cruise policy?
Cover is provided as long as the yacht (not motorised) or catamaran does not travel more than 10 nautical miles from land. Note: If you purchase the Adventure Pack the distance extends up to 15
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What visa do I need to have to be able to buy a policy?
For temporary residents of Australia, cover is available, however, only if: You are a non-permanent resident who holds a valid Medicare card or are covered by an Australian Private Health Insurance p
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Can I get cover if I'm a temporary resident of Australia temporarily travelling overseas?
For temporary residents of Australia, cover is available, however, only if: You are a non-permanent resident who holds a valid Medicare card or are covered by an Australian Private Health Insurance
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Am I covered if someone I’m travelling with tests positive for COVID-19 and I’m required to quarantine?
Before you depart Yes. There is cover for you to cancel or rearrange your trip because the person you are travelling with, and who is named on your certificate of insurance has been diagnosed by a
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Can I call anytime to extend my policy?
Contact us within our business hours: Our up-to-date business hours can be found on our website. You can extend your policy by: Calling calling us on 1300 409 322 within our business hours. Going to
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Can I extend my snow policy but remove the snow cover for the extended dates?
If you have a Snow Sports Plus policy and wish to extend this policy for another year, it would not be possible to remove the snow cover from your policy. If you wish to end your snow cover, you
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Can I buy a policy if I don't have a Medicare card?
If you are a temporary resident of Australia, and you don't have a Medicare card, you would still be eligible to purchase a policy with us, provided: You are a non-permanent resident who holds a
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If I need a green card can I purchase a policy?
If you are a temporary resident of Australia, you would be eligible to purchase a policy with us, only if: You are a non-permanent resident who holds a valid Medicare card or are covered by an
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Can I get a medical only policy for a domestic cruise?
Yes you can! If you’re taking a straight forward overseas cruise holiday or you’re not concerned about cancellation expenses or losing your luggage, Fast Cover can offer a Basics travel insurance
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Can I buy a policy if I am NOT an Australian citizen?
For temporary residents of Australia, cover is available, however, only if: You are a non-permanent resident who holds a valid Medicare card or are covered by an Australian Private Health Insurance
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Is my policy still valid if I come home to Australia in the middle of my trip and then go back overseas?
Yes, if you return home early for any reason, cover from your policy will be suspended from the time your return to your home until the time you leave your home to continue your trip. Note: You must
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Who is the Insurer or Underwriter for my policy?
Fast Cover Pty Ltd (ABN 98 143 196 098) is an Australian Financial Services Licensee (AFS license 538708) and is authorised by ASIC to issue, deal in and provide general advice on general insurance
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Can I get a policy for 2 years?
Yes, you can take out a 2 year travel insurance policy if you are travelling overseas. As long as you meet the eligibility criteria detailed in our Product Disclosure Statement (PDS) to buy travel
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I'm doing the IEC, can I buy a policy?
Yes, provided you meet the eligibility criteria detailed in our Product Disclosure Statement (PDS) to buy travel insurance from us, we can provide a policy for up to two years through extension of
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I'm catching a ferry between islands, do I need a cruise policy?
If the ferry you are travelling on, falls within the definition of "cruise ship" as per our policy wording in our Product Disclosure Statement (PDS) , we note the following: For travel in Australia,
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Can I take out a policy if I'm 90 years of age or over?
We can offer travel insurance to travellers who were aged 89 at the time the policy was purchased, but will be 90 years of age at the time of travel. We're not able to offer travel insurance to
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Who are Fast Cover?
We believe in freedom. The freedom that travel inspires, the adventures that stay with you for a lifetime. We believe in the freedom to explore the world, meet its people and marvel at its beauty.
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What happens if I get sick on the cruise?
If you’re feeling unwell or you are injured, seek help from the staff on-board the cruise ship. Travel insurance for cruising may provide cover for medical emergencies you experience while on-board a
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I'm doing the IEC program - how do I get a 2 year policy?
As long as you meet the eligibility criteria detailed in our Product Disclosure Statement (PDS) to buy travel insurance from us, we can provide a policy for up to two years through extension of your
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I'm going on a day cruise, do I need a cruise policy?
If you will not be sleeping on the cruise ship, and will just be on the cruise ship for a day trip, you will not need a cruise policy. For travel in Australia (Domestic), New Zealand and the South
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Should I extend my cover just in case?
If you are not sure how long you will be on your trip: If you are unsure as to when you will return to Australia, your return date should be the date that you know you will definitely be away for.
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I'm an Australian resident living overseas. Can I buy a policy to cover me to travel from overseas to Australia?
We are not able to provide you with a travel insurance policy for this type of trip. Please contact our affiliate Aussie Travel Cover on 02 9998 7854, as they may be able to assist you with a travel i
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Is there an Excess on the Adventure Pack?
The Adventure Pack has no special Excess. The Policy Standard Excess applies. You can choose between $200, $100 or $0 Standard Excess. You choose this when you select which plan you would like to purc
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Why is your company age limit for dependants 21 and not 25 like some other companies?
The type and level of cover provided varies between different travel insurance companies, and this includes the age limit for policies. Please ensure that when considering a travel insurance policy, y
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Can I get a policy if I am going on a working holiday to Canada?
Yes, our policies will cover you for a working holiday in Canada for a maximum of 24 months. You would need to purchase your policy for an initial 12 months, and up to a month before your policy
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I'm going overseas for 4 -5 years and intend to come home afterwards, can I buy a 2 year policy?
We are not able to provide you with cover if you intend to be overseas for more than 2 years. You may need to purchase health and property insurance at your destination, or alternatively, the
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Am I covered if my doctor said I was ok to travel before I left for my trip, but my condition worsened on my trip?
The following advice is general advice only and has not taken into account your individual objectives, financial situation or needs. Consider the PDS prior to deciding whether this policy is right
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Can I buy a policy while I am overseas?
Yes, if you are an Australian resident and left Australia without travel insurance, or if your travel insurance policy (even if issued by another insurer) has expired, we may be able to help. You can
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How long will it take to process my claim?
Your travel insurance claim will be processed within 10 working days after we receive your completed claim form and all necessary documentation. If we need any more information, we will write to let y
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If I buy a policy after a Natural Disaster has occurred, am I covered?
No, as the Natural Disaster was a 'known' event at the time that you purchased the policy. You are NOT covered for Delays, Cancellations or other claims arising from or related to the Natural
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What happens with the premium that I pay?
When you purchase a Fast Cover Travel Insurance Policy you pay the premium to Lloyd’s for the product. This amount is agreed with you before the product is purchased. Fast Cover may be compensated
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Am I covered if I go on a Working Holiday?
You can have cover for both your working and non-working hours. Note: You would NOT be covered under the Loss of Income Benefit or any loss which is recoverable by compensation for an overseas job.
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When is my policy valid?
If you have purchased your policy before you departed Australia: For Comprehensive, Snow Sports Plus and Standard Saver policies: The cover for Benefit 5: Trip Cancellation Expenses begins from the ti
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Can I buy a policy?
Cover is only available if: For Australian citizens and permanent residents of Australia, if: You currently reside in Australia; and You hold a valid Australian Medicare card beyond the period of
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Why is Fast Cover so cheap?
We always try our best to keep our prices as low as possible, while at the same time providing you with great value cover. We can do this because we don't have a shop front and deal directly with our