Search results for Personal Liability Insurance

531 articles found

  • What region is Bali in?

    For Fast Cover's travel insurance purposes, Bali is in the Asia region. Note: For policies purchased before 20/05/2023 Bali was in the 'Pacific region'. Cover is subject to the policy terms,

  • What region is Indonesia in?

    For Fast Cover's travel insurance purposes, Indonesia is in the Asia region. Note: For policies purchased before 20/05/2023 Indonesia was in the 'Pacific region'. Cover is subject to the policy

  • I'm 64 now, but will be 65 when I travel, what should I put down as my age?

    You should use the age that you are at the time you buy your travel insurance policy. So if you haven't had your 65th birthday yet, you should put your age as 64. For more information, refer to our Pr

  • Is a camera and its lenses treated as separate items?

    No, all of your camera equipment is treated as one item. If you have the Comprehensive, Standard Saver, Snow Sports Plus, Domestic and Frequent Traveller Saver policy: Your camera equipment has a

  • Can I buy a policy for my child who is under the age of 18, and not travelling with an adult?

    Yes, travellers under the age of 18 and not travelling with an adult can buy a travel insurance policy with us. There is no minimum age limit. Cover is subject to the policy terms, conditions, limits

  • Are convertibles covered under Rental Vehicle Excess?

    Yes, convertibles are considered a sedan. Note: You only have Rental Vehicle Insurance Excess cover if you have paid the additional premium to add this cover to your policy Cover is subject to the pol

  • What region is Tokelau in?

    For Fast Cover's travel insurance purposes, Tokelau is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'.

  • What region is Tahiti in?

    For Fast Cover's travel insurance purposes, Tahiti is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'.

  • What region is Pitcairn in?

    For Fast Cover's travel insurance purposes, Pitcairn is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'.

  • What region is Tonga in?

    For Fast Cover's travel insurance purposes, Tonga is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'.

  • What region is Samoa in?

    For Fast Cover's travel insurance purposes, Samoa is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'.

  • What region is Niue in?

    For Fast Cover's travel insurance purposes Niue is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'. Cover

  • What region is Nauru in?

    For Fast Cover's travel insurance purposes, Nauru is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'.

  • What region is Fiji in?

    For Fast Cover's travel insurance purposes, Fiji is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'. Cover

  • What region is Kiribati in?

    For Fast Cover's travel insurance purposes, Kiribati is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'.

  • What region is Vanuatu in?

    For Fast Cover's travel insurance purposes, Vanuatu is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific region'.

  • How long do claims take to be processed?

    We will consider your claim within 10 business days of receiving a completed claim form and all necessary documentation.  If we need additional information, a written notification will be sent to you

  • What region is Papua New Guinea in?

    For Fast Cover's travel insurance purposes, Papua New Guinea is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific

  • What region is American Samoa in?

    For Fast Cover's travel insurance purposes, American Samoa is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific

  • What region is Solomon Islands in?

    For Fast Cover's travel insurance purposes, Solomon Islands is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific

  • What region is Marshall Islands in?

    For Fast Cover's travel insurance purposes Marshall Islands is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific

  • What region is Palau (Republic of) in?

    For Fast Cover's travel insurance purposes Palau (Republic of) is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific

  • What region is Northern Mariana Islands in?

    For Fast Cover's travel insurance purposes, Northern Mariana Islands is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the

  • What region is French Polynesia in?

    For Fast Cover's travel insurance purposes, French Polynesia is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific

  • What region is New Caledonia in?

    For Fast Cover's travel insurance purpsoes, New Caledonia is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific

  • What region is Cook Islands in?

    For Fast Cover's travel insurance purposes, Cook Islands is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the 'Pacific

  • What currency will my claim be paid in?

    We will pay all claims in Australian dollars.  We will pay you unless you tell us to pay someone else.  The rate of currency exchange that will apply is the rate at the time you incurred the expense.

  • Do I have to complete the Medical Certificate of the claim form?

    If your claim relates to cancellation or medical expenses arising from injury, sickness or death, your usual treating doctor in Australia must complete this section of the form. For more information,

  • What region is Micronesia (Federated States of) in?

    For Fast Cover's travel insurance purposes Micronesia (Federated States of) is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as

  • What region is Heard Island & McDonald Islands in?

    For Fast Cover's travel insurance purposes, Heard Island & McDonald Islands is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as

  • What region is Wallis & Futuna Islands in?

    For Fast Cover's travel insurance purposes, Wallis & Futuna Islands is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the

  • What region is Ashmore & Cartier Islands in?

    For Fast Cover's travel insurance purposes, Ashmore & Cartier Islands is in the South Pacific region. Note: For policies purchased before 20/05/2023 the South Pacific region was referred to as the

  • I am taking out your top cover - am i covered for anything that can go wrong?

    Our premiums would be astronomical if we could do that! There are limits and exclusions to all travel insurance policies, so we strongly advise you to read our Product Disclosure Statement (PDS) (or s

  • If I am overseas and need medical assistance, who do I call?

    If you have a policy with Fast Cover and experience an emergency while you are travelling overseas, contact our Worldwide 24/7 Emergency Assistance team. Read more about what to do in an emergency:

  • Is there a limit to the number of times that I can claim for the same item?

    There is no limit to the number of times that you can submit a claim for a particular item, as long as it is not for the same incident or event, and benefit limits and sub-limits still apply For

  • What happens after I submit my claim?

    We will consider your claim within 10 business days of receiving the completed claim form and all necessary documentation.  If we need additional information, a written notification will be sent to yo

  • Do you cover nieces and nephews on the same policy?

    Nieces and nephews are not considered a dependant and would not be covered under your family holiday insurance. They would be eligible for a single or Duo (if there are more than 1) policy, which

  • Are foster children considered as dependants for a family policy?

    Yes they are, provided they are under 21 years of age and not in full time employment. Your foster children must travel with at least one of the adults listed on the certificate of insurance for 100%

  • What region is Iran (Islamic Republic of) in?

    There is no cover under our policies for any travel to Iran as per the General Exclusion in our PDS. We are sorry we are not able to assist you with cover. The Insurance Council of Australia may be

  • What region is Cuba in?

    There is no cover under our policies for any travel to Cuba as per the General Exclusion in our PDS. We are sorry we are not able to assist you with cover. The Insurance Council of Australia may be

  • What region does Hawaii belong to?

    Although Hawaii is in the Pacific Ocean, it is a state of the USA and therefore for Fast Cover's travel insurance purposes, it falls under the Worldwide Region. For cover under our policy for travel

  • What am I covered for in the case of a terrorist attack?

    The cover that you have depends on the date and time that you purchased your policy: If you are travelling and you are injured or killed in an overseas terrorist attack, you still have Medical cover,

  • How am I assured of a fair decision when making a claim?

    We adopt the General Insurance Code of Practice. The purpose of the Code is to raise standards of practice and service in the general insurance industry. If we do not accept your claim you can

  • Can I buy a policy for one way trip?

    Yes, only if you intend to return to Australia. The reason why you must have the 'intention' to return to Australia is because if you have a serious medical issue, regardless of how long you have

  • Is my phone covered if I accidentally drop it and it breaks?

    If you caused the damage to the phone yourself, you must prove that you acted in a responsible way and took reasonable measures to minimise the damage to the phone. Cover is subject to the policy

  • My camera stopped working while I was overseas. Can I claim for this?

    If your camera is accidentally damaged while overseas, you may be able to claim for the repair or replacement cost. There is no cover for the normal wear and tear of an item. Cover is subject to the

  • What region is North Korea in?

    There is no cover under our policies for any travel to North Korea as per the General Exclusion in our PDS. We are sorry we are not able to assist you with cover. The Insurance Council of Australia

  • I've put in the wrong travel dates, what do I do?

    You can change your travel dates by: Logging into your policy on our website and request a change to your travel dates. Sending an email to info@fastcover.com.au Call us on 1300 409 322. Note: You are

  • What medical cover do I have for Fraser Island?

    There is no medical cover under your travel insurance policy if you are travelling to Fraser Island, as it is in the Domestic region. There are medical facilities on the island, however you should

  • What does '200 kms from home' mean?

    If you are travelling domestically, you can buy a travel insurance policy to cover your trip if your destination will be more than 200 kms from your home. We calculate this distance as the most