Search results for high value items
98 articles found
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What is the General Insurance Code of Practice?
The Insurance Council of Australia Limited has developed the General Insurance Code of Practice (“the Code”), which is a voluntary self-regulatory code. The Code aims to raise the standards of
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Can I claim if I take my brother's iPad overseas and it is stolen?
No, you can only claim for lost, stolen or damaged items which are yours, and not someone else's. For more information, refer to our Product Disclosure Statement (PDS).
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Is repatriation as a direct result of terrorism included in the cover?
If you are travelling and you are injured in an overseas terrorist attack, you still have cover for repatriation, provided you are not in a country or region that has a 'Do not travel' rating issued
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Am I covered if my shoes are confiscated, destroyed or I have been asked to dispose of them before entering a country after being in Indonesia?
No. You are not covered for the costs of any personal items that are confiscated or you are asked to dispose of. Refer to the General Exclusions in our PDS for more information.
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How many times can I use the Rental vehicle excess benefit?
You can claim on your Rental Vehicle Excess benefit as many times as you like up to the maximum value ($5000 or $8000) that you have chosen. Cover is subject to the policy terms, conditions, limits an
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Who are Fast Cover?
We believe in freedom. The freedom that travel inspires, the adventures that stay with you for a lifetime. We believe in the freedom to explore the world, meet its people and marvel at its beauty.
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What are Additional Options or Add-ons?
Additional options or Add-ons are extra cover you can purchase with your policy so you can tailor your policy to suit the type of holiday you're taking. Depending on the policy you choose, Additional
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Does travel insurance cover mobile phones?
Yes, phones and other portable communication equipment are covered up to a maximum of $1500 and subject to depreciation. Note: If you take out a Comprehensive, Frequent Traveller Saver or Snow Sports
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Why is Fast Cover so cheap?
We always try our best to keep our prices as low as possible, while at the same time providing you with great value cover. We can do this because we don't have a shop front and deal directly with our
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How much are my sunglasses covered for?
Sunglasses are covered up to $750 and is subject to depreciation. Note: If you take out a Comprehensive, Snow Sports Plus or Frequent Traveller Saver policy, you can specify additional cover up to a m
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How much is my wedding dress covered for?
Wedding dresses are covered up to $750 and is subject to depreciation. Note: If you take out a Comprehensive, Snow Sports Plus or Frequent Traveller Saver policy, you can specify additional cover up
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How much is my video recorder covered for?
Video recorders are covered up to a maximum of $3000 and is subject to depreciation. Note: If you take out a Comprehensive, Snow Sports Plus or Frequent Traveller Saver policy, you can specify
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How much is my laptop covered for?
Laptops are covered up to a maximum of $3000 and is subject to depreciation. Note: If you take out a Comprehensive, Snow Sports Plus or Frequent Traveller Saver policy, you can specify additional
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Are go-pros covered?
Yes, a go-pro is considered a video recorder/ camera and is covered up to a maximum of $3000 and is subject to depreciation. Note: If you take out a Comprehensive, Snow Sports Plus or Frequent Travell
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How much is my sleep apnoea machine covered for?
Sleep apnoea machines are covered for $750 as unspecified items. You can increase the cover for your slep apnoea machine up to a maximum of $5000. Note: Basics policies do not provide cover for
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Are drones covered under my policy?
Yes, drones (including camera drones) are covered under Benefit 14: Luggage and Personal Effects for $750 and is subject to depreciation. Note: If you take out a Comprehensive, Snow Sports Plus or
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Can I claim if I left the airport with my luggage, but when I got home, some of my bags were missing?
You can submit a claim for your lost luggage to the Claims team for consideration. As every traveller's situation is different, the Claims team will assess all claims on a case by case basis. Please
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What is the best or cheapest domestic travel insurance?
Whenever you’re travelling within Australia, most people are looking for the best domestic or cheapest domestic travel insurance. Either way, it’s always important to choose the right travel
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Is it worth it to get travel insurance?
The value of insurance can certainly be worth it when you consider the cost is relatively small compared to the cost of your total holiday. Costs can easily be $100 000 AUD or more for an unexpected
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Are my cochlear implants covered?
Yes, provided you take reasonable measures to protect your cochlear implants from damage and loss. Cochlear implants are covered for $750 as unspecified items. You can increase the cover for your
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Are musical instruments covered?
Yes, provided you take reasonable measures to protect your musical instrument from damage and theft. Musical instruments are covered for $750 as unspecified items. You can increase the cover for your
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How much is my camera covered for?
Cameras are covered up to a maximum of $3000 and is subject to depreciation. Note: Camera lenses (whether they're attached or not), tripods and accessories are considered a part of the camera and
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What am I covered for in the case of a terrorist attack?
The cover that you have depends on the date and time that you purchased your policy: If you are travelling and you are injured or killed in an overseas terrorist attack, you still have Medical cover,
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What is considered specialist climbing equipment?
Specialised climbing equipment can include (but is not limited to) the following items: Crampons to walk over snow or ice Mountaineering helmet Mountaineering boots Gloves (other than cold weather
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How much are my hearing aids covered for?
Hearing aids are covered up to $750 and are subject to depreciation. Note: A pair of hearing aids are considered 1 item, so if you lose just one hearing aid, the appropriate single item limit will be
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How much is travel insurance for cruises?
The cost of a cruise travel insurance policy depends on the type of cruise trip that you will be taking. There are many considerations in the cost of travel insurance for cruising, including: The
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What are your direct deposit details?
Our Direct Deposit details are: Account Name: Fast Cover Travel Insurance Account Number: 439 945 377 BSB: 012 110 (ANZ) Deposit Reference: Your Quote Number or Last Name After you have made the
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Is my luggage covered if I check it in and it is transported in the cargo hold of the airline?
Loss of jewellery, travel documents, cash and computer equipment in checked-in luggage is not covered by your policy, There is no cover for the loss, theft, or damage of jewellery, mobile phone,
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My travel plans have changed, what do I do?
If you want to make changes to your policy, you should contact us as soon as you can to make the relevant changes to your trip. If you do not contact us to amend your policy, you may not have cover
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Why have you changed underwriters?
At Fast Cover, we are always looking to partner with who we believe can provide the best for our travellers. We want to provide our travellers with value for money. This means great cover for a great
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Does travel insurance cover pregnancy?
Certain cover is available if you are pregnant We cover for your unexpected serious complications of pregnancy and childbirth that occur: Up to the end of the 23rd week of pregnancy if you are
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What should I do if I need to come home early because of a family emergency or death?
You should organise your immediate trip home: If you can change your flight: pay additional costs for the flight change If you are unable to change your flight: ask for refund of the unused ticket
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What am I covered for if a family member is hospitalised before or during my holiday?
Cover would be dependent on your family member's situation: 1) You may have cover up to the benefit limit for trip disruption and trip resumption if your close relative dies unexpectedly, provided
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Am I covered for cancellation if a relative is hospitalised?
The following advice is general advice only and has not taken into account your individual objectives, financial situation or needs. Consider the PDS prior to deciding whether this policy is right
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We have a DUO policy - if we both get our luggage stolen, is that one claim or two claims?
If your luggage is stolen in the same incident (at the same time) during your trip: The theft would be considered one event, in which case you would only pay one excess. You can each submit separate
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What is a Medical Condition?
The following is general advice only and does not take into account your individual needs, objectives or financial situation. Consider the PDS prior to deciding whether this policy is appropriate for
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What is the Privacy Statement?
We value your privacy. Our Privacy Policy, available at fastcover.com.au/privacy, sets out how we protect your personal information. Fast Cover Pty Ltd are subject to the privacy principles under the
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I need to make a claim, what do I do?
In the event of a claim, notice should be given to the Claims team as soon as reasonably able to. For information on how to make a claim, go to our Claims page or call the Emergency Assistance team
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Do I have a Medical Condition?
The following is general advice only and does not take into account your individual needs, objectives or financial situation. Consider the PDS prior to deciding whether this policy is appropriate for
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What are the things I should be aware of if I am thinking of buying a policy from Fast Cover?
Before you buy a policy with us Travel insurance is there to protect you against unexpected circumstances like medical emergencies, trip cancellation and lost baggage. Each travel insurance policy is
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What pre-existing medical conditions are covered?
By way of basic overview, we do not cover any claims under the policy benefits arising from any medical condition or pregnancy condition that existed during: the period of 3 years prior to your
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If my iPhone was a gift, is it still covered if it is lost or stolen?
Yes, the iPhone would still be covered under Benefit 14: Luggage and Personal Effects up to a maximum of $1 500, if you have this cover under your policy. If the item is lost, stolen or damaged, you
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Is my Apple watch considered a watch?
Your Apple watch is considered an electronic item, and is covered up to $750. You can choose to increase amount of cover for your Apple watch by by listing it as a Specified Item on your policy,
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My camera stopped working while I was overseas. Can I claim for this?
If your camera is accidentally damaged while overseas, you may be able to claim for the repair or replacement cost. There is no cover for the normal wear and tear of an item. Cover is subject to the
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Can I add cover for my bike?
You will need to buy the Bicycle Pack Add-on to add cover for your bike. Your bicycle can only be covered if, at the time the Certificate of Insurance is issued, the bike is: less than three (3)
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Is my wheel-chair covered?
Yes, wheel chairs are covered up to $750 as an unspecified item. You can increase the cover for your wheel chair up to a maximum of $5000 by paying an additional premium. Note: Mobility scooters are
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Do I need to tell you the amount of the input tax credit for my policy?
How GST affects your claim if you are a business traveller If you are entitled to claim an input tax credit in respect of a cost for which a claim is made, or would be entitled to an input tax credit
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I'm a business traveller - how does GST affect my claim?
How GST affects your claim if you are a business traveller If you are entitled to claim an input tax credit in respect of a cost for which a claim is made, or would be entitled to an input tax credit