I'm catching a ferry between islands, do I need a cruise policy?

If the ferry you are travelling on, falls within the definition of "cruise ship" as per our policy wording in our Product Disclosure Statement (PDS) , we note the following:

For travel in Australia, New Zealand and the South Pacific Regions:

If you are sleeping on the ferry for one or more nights, you will need to purchase Cruise cover.

For travel in the Asia, Europe or Worldwide Regions:

If travelling in the Asia, Europe or Worldwide Regions and you are sleeping on the ferry for four or more nights, you will need to purchase the Cruise cover.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).