Can I pay to reduce or cancel my excess?

Yes, you can reduce your Standard Excess for policies purchased BEFORE you have departed Australia for an additional fee. You can choose between $200, $100 or $0 Standard Excess.

To reduce your Standard Excess when you are purchasing online:

a) Enter your trip details to get a quote

b) Select the level of cover that you require

c) You will be taken to the Options screen

d) In the Options screen, you can add on options to tailor your policy to suit you, including choosing the level of Standard Excess that you require.

Excess for policies purchased AFTER you have already left Australia:

It is NOT possible to reduce or remove the excess for already overseas policies.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

Please note: any advice is general advice only and has not taken into account your individual objectives, financial situation or needs. Consider the PDS prior to deciding whether this policy is right for you.