I'm travelling with my mum but she has a policy with a different company. Am I covered if she falls sick?

If you plan to be travelling together for at least 75% of your trip itinerary before your policy was issued and your mum unexpectedly falls sick, you may be able to claim for:

• Trip Cancellation Expenses if you are not able to leave for your trip because of her sickness, or
• Trip Disruption Expenses if your trip is interrupted due to her sickness.

Note:

• Your mum must be 84 years of age or younger.
• You must be able to reasonably show that you were not aware of the likelihood of your mum's sickness, injury or death at the time you purchased your policy.

Cover is subject to the policy terms, conditions, limits and exclusions.in the Product Disclosure Statement (PDS).

Please note: any advice is general advice only and has not taken into account your individual objectives, financial situation or needs. Consider the PDS prior to deciding whether this policy is right for you.