Is repatriation as a direct result of terrorism included in the cover?
If you are travelling and you are injured in an overseas terrorist attack, you still have cover for repatriation, provided you are not in a country or region that has a 'Do not travel' rating issued by the Australian government on smartraveller, prior to your arrival in that country or region.
If a 'Do not travel' warning has been issued by smartraveller for the destinations you are planning on travelling to, there is NO cover for repatriation or any claims if you still choose to travel to that destination.
Before travelling to any destination, please make sure that you check the smartraveller travel alerts for the areas within the country that you plan to visit. While a country may have an overall travel warning of 'Exercise normal safety precautions', 'High degree of caution' or Reconsider your need to travel', there may be areas within that country that have a 'Do not travel' alert. If you travel to an area which has a 'Do not travel' alert, there is NO cover for any claims.
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).