If I return home temporarily during my trip, will my overseas cover be suspended?

Yes. If you return home early for any reason, your cover will be suspended from the time you arrive back in Australia until you leave again to continue your trip. To resume cover, you must have at least 14 days remaining on your policy as shown on your Certificate of Insurance. 

Once you restart your trip, your policy will continue until the end date on your Certificate of Insurance, or until you permanently return home, whichever comes first. Please note that the policy will not cover the costs of returning to Australia unless those costs are covered by the policy. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.