Do I still need to buy rental vehicle insurance if I am covered by your Rental Vehicle Excess benefit?

Rental Vehicle Excess cover does NOT take the place of car rental insurance or third-party damage insurance. This cover is only available if the rental vehicle has insurance cover for damage to or theft of the rental vehicle in your custody and control. The Rental Vehicle Insurance Excess cover ONLY covers the 'Excess' component of your car rental insurance that you become liable to pay in the event of collision or theft; up to a maximum of your nominated amount.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

As each individual’s circumstances are different, we will assess each claim on a case-by-case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.