What is 'Rental Vehicle Insurance Excess'?

You only have this cover if you chose the Comprehensive, Standard Saver, Snow Sports Plus, Domestic Plus and Frequent Traveller Saver policies.

You only have this benefit if you purchased the optional Rental Vehicle Excess cover in connection with an eligible policy. The amount of your cover will be listed on your Certificate of Insurance.
This cover does not take the place of rental vehicle insurance and only provides cover for the excess component that you become liable to pay in the event of collision or theft.

We will pay:

Up to the amount listed on your Certificate to reimburse the rental vehicle insurance excess or the cost of repairing the vehicle, whichever is the lesser, if a rental vehicle you have rented from a licensed rental company during your trip is involved in a motor vehicle accident while you are driving, or is damaged or stolen while in your custody. You must provide a copy of the repair account and/or quote. There is no cover relating to any other costs, including the costs to independently fix the damage.
Up to $500 for the cost of returning your rental vehicle to the nearest depot if your attending medical practitioner certifies in writing that you are unfit to do so during your trip.

We will not pay any claim or loss:

For the theft or damage to your rental vehicle if:
- the rental vehicle is operated or used in violation of the rental agreement, including by any person not designated in the rental vehicle contract as an authorised driver and by any person not named on your Certificate of Insurance;
- you were operating the rental vehicle while affected by alcohol or any other drug in a way that is against the law of the place you are in;
- you were operating the rental vehicle without a licence for the purpose that you were using it; or o the vehicle does not meet the definition of rental vehicle in this policy.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).