Does travel insurance cover pregnancy?

Fast Cover travel insurance can include cover for unexpected serious complications of pregnancy and childbirth that occur.  

• Up to the end of the 23rd week of pregnancy if You are pregnant with a single child; or   
• Up to the end of the 19th week of pregnancy if You are pregnant with twins or multiple children. \ 

We do not provide cover for: 

• Any claim related to pregnancy after these timeframes 
• Childbirth, unless due to a complication listed  in the PDS and shown as covered on your Certificate on Insurance, or a diagnosis during your trip 
• The health or care of a newborn (including premature birth overseas) 
• Antenatal care, medications or vitamins 

We also do not cover pregnancy conditions that existed: 

• In the 3 years before your policy issue date, or 
• Between your policy issue date and departure (except for Trip Cancellation under Benefit 5), 

unless we agree to list the condition as covered on your Certificate of Insurance. 

If your health changes after a condition has been listed as covered and before departure, cover is automatically excluded unless you complete further medical screening and we agree to continue cover. 

Every pregnancy is different, which is why each claim is looked at individually on a case-by-case basis. Claims are only paid if they meet the terms, conditions, limits, and exclusions of your policy. It’s always best to check the PDS so you know exactly what’s included before you travel.