What is the Adventure Pack?


Not all activities are automatically covered on our list of Covered Sports and Leisure Activities. If you purchase the Adventure Pack, it can provide cover for the following listed amateur sports and activities as listed below. An additional premium applies. 

Additional Adventure Activities Covered by the Adventure Pack 

  • Abseiling 
  • Animal conservation and handling (under appropriate supervision) 
  • Animal / Sealife encounters (in a controlled, enclosed environment with a licensed operator, no killer whales and no free diving) 
  • Battle re-enactment (not with firearms) 
  • Boxing (basic training only, no sparring, no competition) 
  • Cave/river tubing 
  • Caving/potholing  
  • Contact sports: basketball, rugby, Australian Rules football, American football, dodgeball, field hockey,  hurling, Gaelic football, lacrosse, roller derby, and squash. 
  • Deep sea fishing with a licensed commercial operator up to 15 nautical miles off any land mass (for 1 or more overnight stays in Australia or 4 or more nights overseas, you must specify cruise cover) 
  • Expeditions to or on the Kokoda Track/Trail 
  • Flying fox/zip lining 
  • Hiking, trekking or tramping, peaking at altitudes between 3,000 metres up to 6,000 metres (not higher) but only where specialist climbing equipment is not required 
  • Martial arts (basic training only, no sparring, no competition) 
  • Outdoor rock climbing (only with a licensed commercial operator and ropes and appropriate safety gear but not free solo climbing) 
  • Quad biking & recreational all-terrain vehicles (only single rider and no jumping, racing or competition) 
  • Rafting or kayaking in rivers or rapids graded IV or V under the International Scale of River Difficulty (but no competition or racing) 
  • Sandboarding 
  • Sailing from 10 to 15 nautical miles off any land mass (but not competition or racing) 
  • Scuba diving/ diving underwater using an artificial breathing apparatus at a depth no greater than 30 metres (You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities; for 1 or more overnight stays in Australia or 4 or more nights Overseas on a Cruise ship, you must specify cruise cover) 
  • Segway tours 
  • Shooting moving targets, such as clay pigeons, only at a licensed commercially operated shooting range (not including any live targets, game hunting or safaris) 
  • Tandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding (you must be in tandem with an instructor licensed for these activities) 
  • Water skiing, jet skiing, speedboating, wakeboarding & tubing (must be with a licensed operator; no competition or racing; no stunts or jumping off ramps) 

Note: 

  • The Adventure Pack is NOT available with the Basics policy 
  • From time to time we  may add additional covered activities, if you cannot see the activity you  want cover for in this list, check the list on the current PDS on our website. 
  • Activities are not covered by your policy unless listed here or listed in the  Covered Sports and Leisure Activities on our website. 
  • You are NOT covered under the following benefits if you have the Adventure Pack: 
  • Benefit 11: Loss of Income 
  • Benefit 18: Personal Liability 
  • Benefit 10: Permanent Disability 

As each individual’s circumstances are different, our claims team will assess each claim on a case-by-case basis. 

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).