What is an age limit?
An age limit is the maximum age that you can be, to be eligible for a policy or cover type. If your age is over the applicable age limit for a policy or cover type, you are not eligible to purchase the policy or include cover for some activities.
All age-related limits are based on your age as at the date you purchase your policy, so you must enter the age that you are, when you purchase your policy. This means that if you are a year older by the time that you depart for your trip, or even during your trip, your policy will still be valid.
For example: If you are aged 60 at the time you buy your policy, but will be aged 61 when you actually travel, you should you enter your age as 60, as that is the age that you are at the time that we issue your policy.
The following age limits apply for our policies:
Policy age limits
| Policy Type | Maximum age limit | |
| Purchased prior to trip departure - overseas | Comprehensive Standard Saver Basics Snow Sports Plus Frequent Traveller |
89 89 89 69 75 (including spouse if added and listed on policy) |
| Purchased prior to trip departure - within Australia | Domestic Plus | 89 |
Purchased when already overseas (no other policy types available for purchase if you are already overseas) |
Comprehensive Standard Saver Snow Sports Plus |
65 65 65 |
Cover type limits
| Sport or activity | Maximum age limit |
|---|---|
| Cruise | 89 |
| Snow sports | 69 |
| Adventure Pack | 74 |
| Motorcycle Pack | 74 |
Dependant age limit
The age limit for all dependants is aged 20 and under, provided they are your own children or grandchildren of whom you are the legal guardian and are:
- not in full time employment, and
- travelling with you or the other parent or grandparent listed on the Certificate of insurance for 100% of trip itinerary.
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).
Please note: any advice is general advice only and has not taken into account your individual objectives, financial situation or needs. Consider the PDS prior to deciding whether this policy is right for you.