What sports and leisure activities are automatically covered under my policy?

Your Fast Cover policy provides automatic cover for a range of non-contact sports and leisure activities, subject to the terms, conditions, exclusions, and benefit limits outlined in the Product Disclosure Statement (PDS). These activities are covered as part of your policy and do not require the purchase of additional optional Adventure Pack, provided they are undertaken in a non-competitive and recreational context. 

Covered Sports and Leisure Activities include: 

• Aqua zorbing  

• Archery  

• Ballooning (with a regulated and licensed operator)  

• Bicycling, Recreational mountain biking and bicycle tours with a licensed tour operator (but not racing, motor cross, BMX, cross country or Downhill mountain biking)  

• Bungee jumping or canyon swinging  

• Camel, donkey or elephant riding (under appropriate supervision)  

• Dancing  

• Dog sledding  

• Fencing  

• Fishing (on land or within 2 nautical miles of a land mass)  

• Go-karting  

• Golf  

• Gym activities (but not powerlifting)  

• Gymnastics (but not competitions)  

• Hiking, trekking or tramping, peaking at altitudes below 3,000 metres, where specialist climbing equipment is not required. (Expeditions to or on the Kokoda Track/Trail are not automatically covered. Choose the Adventure Pack option on page 24 for higher altitudes and Kokoda expeditions)  

• Horse riding (but not competitions, equestrian events, steeple chasing, jumping, or polo) 

• Ice skating on a rink (but not including competitive skating, racing, speed skating, and tour skating) 

• Indoor rock climbing (under appropriate supervision)  

• Jet boating (must be with a licensed operator, no competition or racing, no stunts or jumping off ramps)  

• Leisure activities (meaning any activities involving minimal physical exertion that is undertaken for relaxation or pleasure. For example, sight-seeing, picnics, photography and museum or art gallery visits) 

• Orienteering  

• Paintball (with eye protection) 

• Water polo  

• Racing on foot for distances up to and including full marathon (42.2 kilometres or 26.2 miles)  

• Racquet and ball sports not involving physical contact: badminton, baseball, bowling, bowls, cricket, croquet, golf, netball, snooker, soccer, softball, table tennis, tennis, touch football, and volleyball.  

• Rafting, kayaking or canoeing in rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canals (choose the Adventure Pack option on page 24 for rivers or rapids graded IV or V under the International Scale of River Difficulty)  

• Safari (under appropriate supervision) but not hunting 

• Sailing up to 10 nautical miles off any land mass  

• Scuba diving/ diving underwater using an artificial breathing apparatus at a depth no greater than 10 metres (You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities; for 1 or more overnight stays in Australia or 4 or more nights Overseas on a Cruise ship, You must specify cruise cover)  

• Shark cage diving (subject to diving restrictions listed above)  

• Shooting (fixed target only, only at a licensed commercially operated shooting range, choose the Adventure Pack option on page 24 for shooting moving targets)  

• Skateboarding, roller skating, inline skating (but not including vert skating or acrobatics)  

• Snorkelling  

• Surface water activity (other than sailing) up to 2 nautical miles off any land mass  

• Track and field athletics  

• Ultimate frisbee  

• Weightlifting and body building 

Participation in any sports or activities not explicitly listed in the PDS as covered is excluded unless the activity is included under the optional Adventure Pack, which must be purchased and listed on your Certificate of Insurance. 

We offer an optional Adventure Pack for eligible travellers that includes cover for a wide range of adventurous activities, please refer to refer to fastcover.com.au/activities or contact us directly for activities that are included under the Adventure Pack. 

It is a condition of cover that you take reasonable care for your own safety. You should participate in activities with properly licensed or regulated operators and follow their instructions at all times. 

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

Any advice is general advice only and does not take into account your individual objectives, financial situation, or needs. Please consider the PDS before making any decisions regarding the purchase of travel insurance.