If we buy today, does it cover us from this day until we travel?

For NEW policies and policy numbers beginning with FCH:


If you buy the Comprehensive, Standard Saver, Domestic Plus and Snow Sports Plus policies, your Cancellation cover will start from the day your policy is issued. The rest of your policy benefits will start on the departure date as specified on your policy.

If you buy the Frequent Traveller Saver policy, the Cancellation cover for all your trips will start on the policy start date as specified on your policy. The rest of your policy benefits will start on the departure date for each of your trips.

If you buy the Basics policy, your policy benefits will start on the departure date as specified on your policy, and there is no Cancellation cover.

For policy numbers beginning with FST:


If you buy the Comprehensive, Standard Saver, Domestic Plus, Frequent Traveller Saver and Snow Sports Plus policies, your Cancellation cover will start from the day your policy is issued. The rest of your policy benefits will start on the departure date as specified on your policy.

If you buy the Basics policy, your policy benefits will start on the departure date as specified on your policy, and there is no Cancellation cover.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

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