I have a local motorcycle licence, but not an Australian motorcycle licence - am I covered?

You are NOT automatically covered to ride a motorcycle, moped or scooter. For cover to be available to ride a motorcycle, moped or scooter you need to: 

1. Take out the Motorcycle Pack and pay the additional premium 
2. Comply with the requirements as per stated in our PDS regarding riding or being a passenger on a motorcycle, moped or scooter. 

We note the following licencing requirements: 

• if you are the rider in control of the motorcycle, moped or scooter with an engine capacity of 125cc or less, you need to hold both a current Australian Drivers License (Provisional or higher) (regardless of the local laws) and a licence valid for the country that you are riding in. 
• if you are the rider in control of the motorcycle, moped or scooter with an engine capacity of with an engine capacity greater than 125cc, you must hold both a current Australian Motorcycle Licence (Provisional or higher) valid for the same class of motorcycle, moped or scooter (regardless of the local laws) and a licence valid for the country that you are riding in.   

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.  

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.