If I hike up to altitudes over 6000m, but have an accident below 6000m. Am I covered?

There is NO cover for hiking over 6000m, even if you have taken out the Adventure Pack.

You are automatically covered to hike up to 3000m only. To be covered to hike up to 6000m, you will need to take out the Adventure pack and pay the additional premium.

Whether or not you are covered for your accident depends on the altitude where the accident occurred:

• Accident occurred at an altitude over 6000m: If you have the Adventure Pack and the accident occurs at an altitude of over 6000m, this would not be covered as the accident occurred when you were at an altitude of over 6000m.
• Accident occurred at an altitude under 6000m and over 3000m: If you have the Adventure Pack, you would have provision to claim. If you do not have the Adventure Pack, you would not have provision to claim.
• Accident occurred at an altitude under 3000m: You would have provision to claim if you have an accident.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS)