Am I covered if I do the Rickshaw run or am a passenger on a rickshaw?

You are not covered if you are going to be driving the Rickshaw.

You are only covered to be a passenger in a commercially operated rickshaw, and it cannot be driven by you or your travelling companion.

Note:

• Even if you are a passenger in a rickshaw, there is no cover if you are competing or racing a rickshaw. 
• There is no cover for the rickshaw itself.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).