Am I covered if I do the Rickshaw run or am a passenger on a rickshaw?

Cover is provided under our policies if you are a passenger in a commercially operated rickshaw and you are injured in an accident while riding the rickshaw.

There is no cover if you, anyone listed on your policy or your travelling companion are driving the rickshaw.

Note:

• There is no cover if you are competing or racing a rickshaw, even if you are only a passenger. 
• There is no cover for the rickshaw itself.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).