Am I covered if I do overseas charity work?
Yes, cover is provided for overseas charity work, however, you will need to check the Product Disclosure Statement to ensure that the type of work you will be doing is covered under our policies.
For example, if you will be doing supervised animal conservation or animal/sealife encounters, you will need to purchase an Adventure Pack for an additional premium.
You should always follow the Australian Government's warnings regarding traveling to unsafe places. Please note that we don't cover travel to countries with a “Do not travel” warning or a “Reconsider your need to travel” warning.
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).