What is the best travel insurance?

The best travel insurance is the one that fits your personal needs, travel plans, and budget while covering the things that matter most to you. Depending on your trip, this could include cover for overseas emergency medical Expenses, trip cancellations, luggage and personal effects cover, and even optional extras for activities like skiing, adventure sports, or riding motorcycles. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.