What should domestic travel insurance include?

When considering what a domestic travel insurance policy should include, it’s important to consider your travel needs, the nature of your trip within Australia, who you are travelling with, the types of activities you plan to do on your trip and other considerations that may apply to you and your trip such as existing medical conditions. 

Consider if your domestic travel insurance policy provides cover to help you better deal with unforeseen circumstances if something unexpected happens like trip cancellations, trip disruptions, travel delays or lost luggage and the situations in which this cover may apply.  

If your itinerary is filled with activities, it may be wise to consider whether your policy provides cover for the types of activities you will be doing in Australia and if you can purchase additional cover for adventure activities if needed. 

Before you decide on the right domestic travel insurance for your trip in Australia, you should read the PDS to check what the policy will and won’t cover you for, any conditions and exclusions that might apply to you and whether the policy provides the cover that you’re looking for. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs.