Do I need travel insurance for a domestic cruise in Australian waters?

You will need to take out Cruise cover if you will be sleeping on the cruise ship for one night or more.  Even though your cruise may never leave Australian waters, or even the coastline, a cruise travel insurance policy may prove invaluable if something does go wrong on your cruise.  This can include cover for trip cancellation expenses where you may need to cancel your Australian cruise before departure due to an unexpected illness or injury, cover for certain medical expenses incurred whilst on-board the cruise ship if you are injured or become sick (that are not covered by Medicare or private health insurance), cover for emergency medical evacuation if you are seriously sick or injured on your cruise, and stolen luggage.    

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.