Do cruises require special travel insurance?

Travel insurance for cruising is different to a holiday where you're flying, taking the train or bus to your destination, simply because you're on the sea or ocean! If a serious emergency occurs, the ship's medical facilities may not be equipped to treat you adequately, and you may need to be evacuated off the ship and taken to a hospital on land.

That's why you should make sure that your travel insurance policy covers you for cruising. And that's also why a cruise travel insurance policy may cost a little more, as it doesn't just cover you for medical treatment: a travel insurance policy for cruising also provides you with cover for evacuation off the ship to an overseas hospital, or repatriation back to Australia for treatment.

Read more about cruising holidays: