Do cruises require special travel insurance?
Travel insurance for cruising is different to a holiday where you're flying, taking the train or bus to your destination, simply because you're on the sea or ocean! If a serious emergency occurs, the ship's medical facilities may not be equipped to treat you adequately, and you may need to be evacuated off the ship and taken to a hospital on land.
That's why you should make sure that your travel insurance policy covers you for cruising. And that's also why a cruise travel insurance policy may cost a little more, as it doesn't just cover you for medical treatment: a travel insurance policy for cruising also provides you with cover for evacuation off the ship to an overseas hospital, or repatriation back to Australia for treatment.