Does the IEC travel insurance cover for elective dental or medical procedures?

IEC travel insurance does not provide cover for elective or planned dental or medical procedures. Cover is only available for unexpected medical emergencies, accidents, or illnesses that occur while you are travelling, in line with the terms of your policy. 

Any elective treatment, including procedures arranged before you travel or scheduled while overseas, will not be covered under the policy. It is important to review the Product Disclosure Statement (PDS) to understand the limits and exclusions that apply to medical and dental treatment. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.