Am I covered if I have a runny nose or other symptoms and choose not to travel?

No. There is no cover for any claim if you wish to delay or cancel your trip because you are worried about any symptoms of illness that you believe may be related to COVID-19. 

Claims that are directly or indirectly related to or arising from the SARS-CoV-2 virus, the COVID-19 disease or any mutation of either, are excluded under this policy. The exclusion related to COVID19 applies regardless of when you buy your policy, your travel destination, or the Australian government’s travel advisory for the country at the time you bought your policy. 

For more information refer to our Travel Advisory on COVID-19.

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