Does travel insurance cover cruises?

Cover for travelling on cruise ship is available provided you specify this at the time you purchase your policy. However, cover for travelling on a cruise ship is automatically included with the Frequent Traveller Saver Policy.  

For an overseas trip, you must select cruise cover for your policy to include cover for claims related to travel on a cruise ship or arising whilst on a cruise ship. 

For a domestic trip, you must select cruise cover for pour policy to include cover for claims related to travel on a cruise ship or arising whilst on a cruise ship. If you are travelling on a cruise ship within Australian waters (including a remote area within Australia, but not a remote area on land within Australia), your cover is extended to allow for you to be evacuated to a location where Australian emergency services can pick you up and transfer you to an Australian medical facility for treatment if you are Injured or become Sick. Your cover is also extended for certain medical expenses incurred whilst on-board the cruise ship if you are Injured or become Sick. We will not pay for any medical expenses or medical transportation which is provided on land in Australia. 

If travelling on a Cruise ship:  

• Within Australian waters, the New Zealand or the South Pacific Region for 1 night or more you must specify cruise cover at time of purchase.  

• Within Asia, Europe or Worldwide Regions for 4 nights or more you must specify cruise cover at time of purchase.  

• On a river cruise: You do not need cruise cover. 

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

Any advice is general advice only and does not take into account your individual objectives, financial situation or needs.