What does 'downhill mountain biking' mean?
Cover is NOT available under our policies if you are participating in downhill mountain biking.
'Downhill Mountain Biking' means mountain biking where you travel (usually by ski lift or car) to the top of a hill or mountain with the specific intent of riding a marked or unmarked downhill trail. The descent is on steep, rugged and challenging terrain with obstacles such as rocks, boulders, jumps, drops, tree roots and other vegetation.
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).