I'm doing backcountry skiing with a professional guide, but not a professional snow sports instructor. Am I covered?

• You have taken out a Snow Sports Plus policy or Domestic Plus policy  
• You are 69 years of age or younger at the date of policy issue if you take out a Snow Sport Plus Policy 
• You only participate in backcountry skiing with a professional snow sport instructor as defined under our PDS 

A professional snow sports instructor is defined under our PDS as the holder of an Alpine Level 4 certification recognised by the International Ski Instructors Association (ISIA) or the holder of a Canada Ski Guide (CSGI) Level 3 Certification (or ISIA recognised equivalent). Such guides have a minimum of 2 years’ experience as a trainee guide and have completed the required training to lead groups in Backcountry areas without supervision. They have been trained in all aspects of Backcountry and avalanche safety and are familiar with the areas they are guiding and instructing in. They hold the required insurances and permits to guide groups in Backcountry areas on a commercial basis. 

For more information about terms and conditions of cover for backcountry skiing and snowboarding, read our PDS to understand what is covered and what is not covered