I have a heart condition but have full medical cover through my work. Can I still buy a policy for the cancellation cover and other benefits?
All of our international policies currently provide unlimited overseas emergency medical and hospital expenses and it is not possible to purchase cancellation cover separately.
The
Insurance Council of Australia may be able to suggest other companies who may be able to provide you with cover.
If you decide to purchase travel insurance with overseas emergency medical and hospital expenses, you can complete a medical screening for your heart condition and any other medical conditions that you may have.
Check out our Medical Conditions page for more information about:
- What we consider to be an existing medical condition,
- Medical screening for your existing medical and pregnancy conditions, and
- Information about the General Exclusions that may apply*.
As each individual’s circumstances are different, in the event of a claim, our claims team will assess each claim on a case by case basis.
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).