Does travel insurance for Japan cover natural disasters?

Japan is located on the Ring of Fire and may be subject to tectonic activity resulting in volcanic eruptions and earthquakes. So, if you’re planning a trip to Japan, consider taking out a travel insurance policy as soon as you pay for your flights or accommodation in case you are forced to cancel your trip due to a natural disaster. Keep an eye on our Travel Alerts for Japan, travel advisories from Smartraveller and travel warnings from the Australia government. 

If you take out a travel insurance policy after the event has occurred, it is unlikely that there will be cover under the policy as the natural disaster will be a known event. The event must have begun after we issued the Certificate of insurance. 

Our trip cancellation expenses benefit can provide certain cover for cancellation, delays or rescheduling by a bus line, airline, shipping line or rail authority due to natural disaster. 

Our trip disruption expenses benefit can also provide certain cover for when your scheduled or connecting transport is cancelled, delayed, shortened or diverted because of a natural disaster.  

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance. 

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.