What can I be covered for on my Australia cruise?

The level of cover that you have depends on the type of cruise ship you are going on, and the policy you have chosen for your trip, and can include cover for:   

• Cancellation expenses due to unexpected and unforeseen circumstances   
• Onboard medical expenses (for Australian cruises with a medical practitioner and medical facility onboard that is not covered by Medicare or private health insurance)   
• Transfer to medical transport to convey you to a hospital   
• Lost, stolen or accidentally damaged luggage   
• Travel delay expenses   
• Special event transport expenses   
• Theft of cash from your person while you are on the cruise ship itself. There is no cover for cash not on your person at the time they were stolen and not locked secured in a safe.    

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.    

As each individual’s circumstances are different, we will assess each claim on a case-by-case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.