What does the Reciprocal Health Care Agreement with the Netherlands provide cover for?
Australia’s Reciprocal Health Care Agreement (RHCA) with the Netherlands provides cover for certain medical costs.
In order for the RHCA to cover your medical costs in the Netherlands, medical care must be:
- Medically necessary care that can’t wait until you get home to Australia, and
- Within 12 months after you arrive – in some cases you may be able to extend this.
The RHCA with the Netherlands covers hospital care which includes:
- Specialist care,
- Nursing,
- Prescription medicine, a full or part refund,
- Transport, a part refund for ambulance or taxi travel to get urgent care,
- Paramedics, and
- childbirth.
The RHCA with the Netherlands also covers care from doctors which includes:
- GPs,
- Specialists, and
- Psychiatrists, if you’re 18 or older.
The RCHA with Netherlands does not cover the following types of medical costs:
- Staying in a comfort or single room in hospital unless it’s essential,
- Non-specialist dental care if you’re 18 or older,
- Psychiatric care if you’re under 18, and
- Repatriation costs - costs associated with sending you back to your home country.
Keep in mind, Fast Cover’s travel insurance policy will not pay for the cost of medical care that is covered by the RHCA between Australia and the Netherlands.
As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.
Any advice is general advice only and does not take into account your individual objectives, financial situation or needs. Consider the PDS as eligibility criteria, policy terms, conditions, exclusions and limits apply.