What does the Reciprocal Health Care Agreement with Norway provide cover for?

Australia’s Reciprocal Health Care Agreement (RHCA) with Norway provides cover for certain medical costs.

In order for the RHCA to cover your medical costs in Norway, medical care must be:  

  • Medically necessary care that can’t wait until you get home to Australia, and 
  • Within 12 months after you arrive in Norway. 

The RHCA with Norway covers the following medical expenses: 

  • Care from a National Insurance Scheme (NIS) GP, 
  • Care in an NIS hospital, 
  • Care in as an out-patient in an NIS hospital, 
  • Specialist care if you have a referral from an NIS GP, 
  • Ambulance travel, 
  • Emergency dental care, 
  • Other medical care if an NIS GP prescribes it 
  • Prescription medicine - you’ll pay full price until you spend about $347 in 1 year; it’s free after that - you may need to show proof that you’ve spent over the limit, 
  • Free health care for children up to the age of 12 - this includes physiotherapy, 
  • Free visits to a doctor for children up to the age of 16, 
  • Free prescription medicines for children up to the age of 16, 
  • Free psychological care for children up to the age of 18, 
  • Birth care, 
  • Oxygen therapy, and 
  • Dialysis. 

The RCHA with Norway does not cover students and diplomats. 

Keep in mind, Fast Cover’s travel insurance policy will not pay for the cost of medical care that is covered by the RHCA between Australia and Norway. 

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.  

Any advice is general advice only and does not take into account your individual objectives, financial situation or needs. Consider the PDS as eligibility criteria, policy terms, conditions, exclusions and limits apply.