Do I need cruise travel insurance for a cruise between Hawaii’s islands?

If you’re participating in a short-day cruise while island-hopping between the Hawaiian Chain of islands, you won’t need to take out Cruise cover because short-day trip cruises in bays and between islands are automatically covered under your Hawaii travel insurance policy.  

However, if you will be travelling on a cruise shop for 4 nights or more in the USA’s Hawaiian waters, you must add Cruise cover to your Hawaii travel insurance policy to be covered for your Cruise.   

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.