How do I choose a Comprehensive travel insurance policy?

Choosing a Comprehensive travel insurance policy depends on your individual travel plans and what level of protection you want while overseas. Each policy outlines the benefits provided, such as medical cover, cancellation cover, luggage protection, and optional extras like snow sports or rental vehicle excess. 

The best way to decide is to review the Product Disclosure Statement (PDS), which sets out the terms, conditions, limits, and exclusions. Comparing this information with the details of your trip will help you understand which policy features may suit your needs. 

Ultimately, the choice of policy is up to you. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.